Charlie Foster
 

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Office: 408-535-5700
60 S Market St Ste 600
San Jose, CA 95113-2342

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Advanced Planning Library

Northwestern Mutual's Advanced Planning Library is a powerful legal research tool.

 
 

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

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Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Will you and your family be taken care of if the unthinkable happens?

Would your family be able to continue living the life they have become accustomed to if you died or became sick or injured?
 
Could you afford to not be working while going through rehabilitation or extensive medical treatments?
 
No one ever plans to have a heart attack or to be diagnosed with cancer, but if it happens to you, who will take care of you and your family?
 
The truth is most people think they are covered through their employer provided insurance, but sadly, especially in these tough economic times when one third of your paycheck barely covers the mortgage, they find out too late that their coverage was inadequate.
 
You know what you want in life. What you may not know is what challenges may arise along the way. When it comes to financial security, you need to be prepared and protected for what life brings.
 
That is where I come in. I take the time to get to know you and your preferences. I can help you anticipate and prepare for the best—and worst scenarios. The relationship I establish with you enables me to focus on your needs—what you want for your family and what you are currently doing. By listing your goals and objectives, identifying your assets and liabilities, and comparing what you have to what you want, I can provide you with risk protection that can help make your goals a reality.
 
I joined Northwestern Mutual after researching this very idea for my own family. My goal was to protect my family financially if something were to happen to me. Through my research, I became impassioned about helping others take a hard look at their financial lives and making sure they are secure before life’s events take an unexpected turn.

My Mission

Now, as a Northwestern Mutual Financial Network Representative, my mission is to help you achieve financial security for your family or business. I will work with you to help identify your financial goals, suggest a solution to help you reach those goals, and show you ways to implement them. I will help you to focus on the three major risks in life; dying too soon, living too long and becoming sick or injured. Then I will show you how to protect yourself and your family against each with our core products, Life Insurance, Disability Income Insurance and Long Term Care Insurance, as well as annuities and investments.

Why Northwestern Mutual?I chose Northwestern Mutual because there is a great match between the company’s values and my own. Northwestern Mutual is known for its ethics, financial strength and stability. The values that are most important to me as a Financial Representative, and that you can expect, are honesty, trust, fairness and integrity.
 
As a mutual company, Northwestern Mutual is owned by its policy owners. Every decision we make is framed by the question, “How does this benefit our policy owners?” Because we are not a publicly held company, we are able to focus on the long term health of our business, not on the current stock price. We also do not have to make risky investments to maximize profits in order to satisfy the whims of Wall Street. For news releases, financial information, studies and research, including multimedia content, go to www.nmfn.com and click on About Us.
 

Northwestern Mutual Financial Network

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of the Northwestern Mutual Financial Network, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.